Ria does not publish one flat fee table. Its fees and exchange rates help article says the fee depends on the amount, the destination country, the payment method (card, bank, cash) and the delivery method (bank, cash pickup, mobile wallet). On top of the fee sits an exchange rate margin. This page pulls together what Ria itself publishes about those costs, as of October 2026, and shows how to read a Ria quote before you send.
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A Ria transfer has two cost parts: a flat transfer fee shown before you confirm, and a markup built into the exchange rate. The fee moves with amount, destination, payment method and payout method. Ria says the quote it shows is the full price from its side, though a receiving bank can still deduct its own charge.
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Ria's own explainer on fees and exchange rates, published August 24, 2026, describes the transfer fee as a flat charge and states that Ria earns revenue in two ways: that fee and the exchange rate margin. The Ria send money online page lists the same drivers for the fee: payment method, delivery method, send country, destination and transfer amount.
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The Ria Help Center adds a caveat that matters for comparisons: "No fee" may not mean "no cost", because cost can be built into the exchange rate margin. It also says pricing in a Ria store and pricing online are different, and that some promotions only apply in one channel.
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Ria does not publish a fixed dollar fee per payout method. It publishes the direction of the differences: bank-funded transfers tend to cost less than card-funded ones, debit usually costs less than credit, and store prices differ from online prices. Exact numbers only appear in the calculator for a specific transfer.
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The table below summarizes what Ria states on its own pages, including the Ria fees help article, as of October 2026.

The Ria Help Center notes that payment method pricing depends on the sending country. In some countries every payment method carries the same fee; in others, card fees run higher than bank transfer fees.
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Ria does not publish an average fee. Its pages describe fees as small and upfront but tie every figure to the calculator, because the amount changes with corridor, payment method, payout method and size. Any "average" quoted elsewhere is a third party's sample, not a Ria number.
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The one concrete figure on Ria's US pages is a calculator display. When the Ria send money online page was fetched for this article in October 2026, its default quote (US dollars to Mexican pesos, paid by bank, delivered to a bank) showed a fee of 1.99 USD labeled "first transfer fee". That is one corridor and one setup on one day, not a schedule.
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New customers can also lower the fee. The Ria promotions page says code HELLORIA gives $0 fees on a first transfer of $50 or more, one per person aged 18 or older, with the offer expiring December 31, 2026.
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The rate Ria quotes is not the rate shown on Google. Ria adds a markup to the mid-market rate, and that markup is part of what you pay even when the fee is low or zero. The margin varies by currency and destination, and Ria says rates can change hourly.
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Ria's fees and exchange rates explainer compares the mid-market rate to a wholesale price and the customer rate to a retail price. The Ria Help Center confirms it adds "a small markup to cover our costs" and that the exchange rate changes hourly.
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To see the margin on your own transfer, compare two numbers at the same moment: the recipient amount in the Ria calculator, and your send amount multiplied by the mid-market rate. The gap between them, plus the fee, is the full cost. This page does not quote a live rate because it would be stale within the hour.
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The cost of any specific amount is the fee plus the exchange rate margin for your corridor, payment method and payout method. Ria publishes no fixed price for a given amount. Run the exact figure through the Ria calculator and compare the recipient amount against the mid-market rate.
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The Ria send money online page accepts amounts between 1 and 29,999.99 USD in its calculator and shows the fee, the rate, the total to pay and what the recipient gets. The Ria Help Center gives a short checklist for a fair comparison:

For the same send amount, a bank-funded transfer and a card-funded transfer can show different fees, and the recipient amount can differ again between bank deposit and cash pickup, per the Ria fees help article. The same comparison method applies to other providers; see Western Union Send Fees by Corridor and MoneyGram Fees.
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Yes, within Ria's limits. For US senders, online transfers paid by any method except cash can total up to a published 30-day cap, while cash-funded transfers are capped per transfer. Amounts above the online cap require a visit to a Ria store with ID and a Social Security number.
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The Ria transfer limits help article, as of October 2026, lists these US limits: $30,000 every 30 days for all payment methods except cash; $495 per transfer for cash-funded transfers; $49,999 per day for transfers to India; and $999.99 a day for senders in Oklahoma, Arizona and New Mexico, due to state regulations.
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The Ria send money online page lists a lower figure for the same US category, $14,999.99 every 30 days, so the two Ria pages disagree. The help article says online limits cannot be raised and that larger amounts can be sent in a Ria store. Limits can also vary by destination and verification status, and a recipient's bank or pickup agent may set its own cap.
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Two charges can sit outside the Ria fee. US transfers funded with cash, a money order or a cashier's check carry a federal excise tax. And a recipient's bank or an intermediary bank can deduct a fee that Ria cannot show in advance.
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Ria's Mexico transfer limits guide, published October 14, 2026, states that since January 1, 2026 the 1% tax applies to cash, money order and cashier's check funding, citing the IRS notice on the remittance transfer tax. On a $495 cash transfer that is $4.95, added on top of the fee and shown under "Total Tax". Ria says it does not apply to bank account or US card funding, or to transfers sent through the Ria website or app.
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The Ria Help Center also notes that card issuers may charge a cash advance fee on credit card funding, which Ria itself does not charge. Once a transfer is sent, you can follow it with the steps in Ria Money Transfer Tracking.
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This page covers Ria's published fee structure for US senders. It does not list corridor-by-corridor prices, live exchange rates, or fees for senders outside the US, and it does not rank Ria against other providers. Those numbers change too often to hold on a static page.
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For a specific price, use the calculator on the Ria send money online page with your exact amount, destination, payment method and payout method. For questions about a transfer already sent, use Ria's own support channels.
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All fee, limit, timing and tax details on this page come from Ria's own pages, fetched on October 21, 2026: the Ria fees and exchange rates help article, the Ria fees explainer, the Ria send money online page, the Ria transfer limits help article, the Ria Mexico limits guide and the Ria promotions page. No live exchange rate is quoted. Where two Ria pages conflict, both figures are shown. Check the Ria calculator before sending.
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