Mass payout is the unglamorous half of stablecoin payments. Anyone can send one USDC transfer. Paying 5,000 creators, contractors, or merchants every Friday with KYC pass-through, country routing, and a single API call is a different sport. The providers worth shortlisting in 2026 are the ones that handle the boring parts: recipient onboarding, local payout rails, batch retries, and audit-friendly reporting.
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This guide compares eight B2B platforms that route stablecoin payouts at scale, on supported assets, regions, KYC pass-through, settlement time, and API quality. One finding shapes the whole table: none of these providers publishes a rate card. Bridge's pricing page says to contact sales, and the others are the same, so every fee cell here reads "Not published" rather than carrying a number we could not source. Treat pricing as a quote you obtain, not a figure you look up.
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A mass payout platform accepts one stablecoin deposit (or a fiat balance) from a business and disburses it as many parallel payouts to recipients. The recipient may receive stablecoins to a wallet, fiat to a bank account, or a card credit. The provider handles KYC, sanctions screening, FX, local rails, and reporting. Without that layer, a business is reconciling Travel Rule data and SWIFT codes by hand.
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Each provider below was scored on seven criteria: maximum batch size per API call, supported stablecoins, payout regions, fee per recipient, whether KYC can be passed through to the platform, settlement time from deposit to recipient credit, and API and SDK maturity. Qualitative claims come from each provider's public docs. Batch limits and per-recipient fees are not published by any of them, so those columns say so instead of estimating.
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Bridge is the rail Stripe agreed to acquire in October 2024 and completed acquiring on February 4, 2025, and now resells inside Stripe Connect. As a standalone API it remains the lowest-friction way to move USD into stablecoins, push payouts globally, and receive local fiat back. The mass payout endpoint accepts large recipient batches with idempotency keys, per Bridge's API documentation, and hosted KYC links can be sent per recipient so the customer never touches PII. Bridge supports payouts to 100+ countries with local rails in Brazil (PIX), Mexico (SPEI), India (UPI), the EU (SEPA Instant), and the US (ACH and FedNow). Bridge does not publish a rate: its pricing page directs you to sales. Its docs do cover configurable developer fees you can layer on top of your own transfers, settled monthly in USD. Documentation lives at apidocs.bridge.xyz.
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BVNK runs an EMI license in the UK and an MFSA license in Malta, so it can hold customer fiat balances and issue MiCA-compliant EMT payouts inside the EU. It supports USDC, USDT, EURC, and PYUSD. BVNK publishes no batch ceiling and no rate card; it does state a commercial floor of $500,000 per month in processed payments and six months of trading history. BVNK is the default pick when a payer needs MiCA coverage from day one. See bvnk.com/developers.
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Conduit specializes in corridors where traditional banking is slowest. Real-time PIX payouts in Brazil, SPEI in Mexico, and direct integrations in Colombia, Argentina, Nigeria, Kenya, and South Africa make it the option when the recipient list skews toward emerging markets. Conduit describes its payout pricing only as tiered by volume and publishes neither a batch ceiling nor a rate; KYC is handled through regional partners. Conduit publishes corridor latency at conduit.financial.
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Sphere targets US payroll and contractor use cases first, with ACH same-day, RTP, and FedNow as default rails. It supports USDC payouts to wallets in parallel with fiat and embeds KYC inside a hosted flow. Sphere publishes no batch ceiling and no rate. Sphere is the lightest integration if the payout list is mostly US-based. Docs are at docs.spherepay.co; the older sphere.com documentation address no longer resolves.
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MoonPay is best known for onramps, but its payouts API covers the widest country list of any provider here. Recipients can receive USDC or USDT to a wallet, fiat to a bank account, or a credit to a Visa debit card in minutes. The trade-off is usually price, but MoonPay publishes no payout rate and no batch ceiling, so get both in writing. KYC is handled inside MoonPay's existing user database. One practical warning when you go looking: moonpay.com returns HTTP 200 for paths that do not exist and renders a 404 page, so a link that loads is not evidence the page you wanted is there.
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Stripe added stablecoin payouts to Connect after agreeing to acquire Bridge in October 2024, a deal it completed on February 4, 2025, and it remains the default option for any business already on the Stripe stack. Payouts can be denominated in USDC on Ethereum, Base, Solana, or Polygon, and Stripe handles 1099 reporting, sanctions screening, and tax form collection through Connect. Stripe does not publish a batch ceiling or a stablecoin payout rate in its crypto documentation. Stripe is the fastest path for any team that wants stablecoin payouts without leaving the Stripe dashboard. See docs.stripe.com/crypto.
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Privy is an embedded-wallet provider, not a payout platform. Paired with Bridge, it becomes a way to spin up a custodial or self-custodial wallet for every recipient, then settle into that wallet or off to fiat. The combination is the choice for product teams that want recipients to hold balances and earn yield rather than cash out instantly. Batch size, fees, and KYC inherit from Bridge. Privy docs at docs.privy.io.
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Crossmint covers wallet payouts in 197 countries (anywhere a recipient can hold a wallet) plus fiat-out in 40+ countries through partners. It supports USDC, USDT, PYUSD, and EURC, and offers a no-code dashboard alongside the REST API. KYC is optional and can be turned on per program through Persona. Crossmint publishes no rate card. Crossmint is the strongest fit for marketplaces and gaming where recipients prefer wallet balances. See docs.crossmint.com.
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Start with the recipient list. If most recipients sit in one region, pick the provider with the deepest local rails there: Conduit for LATAM, BVNK for the EU, Sphere for the US, MoonPay for breadth of country coverage. If the team is already on Stripe, the integration cost of Stripe Connect almost always beats the savings from a cheaper standalone API. If recipients want to hold balances rather than cash out, Privy plus Bridge or Crossmint give them wallet-native flow. Re-run the fee model at projected annual volume because providers on this list generally discount at higher committed volume.
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Every provider's documentation was re-opened in September 2026: Bridge, BVNK, Conduit, Sphere, MoonPay, Stripe, Privy and Crossmint. That pass changed this article. None of the eight publishes a per-recipient fee or a batch ceiling, so both columns now read "Not published" instead of carrying figures; Bridge's pricing page is explicit that pricing comes from sales. A ninth entry, listed here previously as OmniSend or Beam Wallet B2B, has been removed: its cited documentation domain has no DNS record and no independent source describes it as a stablecoin payout provider. Stripe's acquisition of Bridge is dated to Stripe's own completion announcement. A previous claim sourcing MiCA EMT rules to specific ESMA implementation guidance has been removed because no such document was located. Regions, supported assets, KYC handling and settlement rails come from the provider pages linked above; where a provider states nothing, this guide says so rather than filling the gap.
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