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Eco Accounts Overview

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Introduction

Eco Accounts provides a set of standardized, smart contracts that simplify user interactions when dealing with multiple source chains and tokens. By enabling a unified stablecoin balance across multiple chains, Eco Accounts eliminates the complexity of managing funds across fragmented ecosystems and tokens.

With Eco Accounts, developers can integrate seamless cross-chain transactions into their applications without requiring users to track which chain they are on or manually move funds between networks. This creates a consistent and intuitive onchain experience, reducing friction and improving accessibility.

Unlike Routes, an Eco Account will only be required to submit a single transaction to a solver on a given destination chain. This means that application developers don’t have to ever worry about facilitating any transaction on the source chain, massively improving ease of integration.

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How It Works

Eco Accounts are designed to be minimal and modular. The simplest version of ECO Accounts is a new permit scheme that allows users who already have a wallet to make their stables unify into a single balance. Eco Accounts are also compatible with Smart Accounts. Any compatible Smart Account can opt into the Eco Account module to enable chain abstraction. Users can manage their chain abstracted balance through the Eco Account app or through any application that exposes these functionalities through the ECO SDK. Regardless of what type of wallet you have, ECO Accounts enable users to:

  • Manage a single, chain-abstracted balance across the entire Eco network.

  • Execute transactions on any chain with a single signature, without needing to manually bridge or swap assets.

  • Leverage Eco Routes for liquidity and execution, ensuring transactions are completed at the lowest cost.

  • Customize security settings for recovery and transaction permissions.

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Key Benefits

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For Users

  • One-click transactions – No need to worry about which chain to send your funds from or worry about gas.

  • Unified balance – Spend from a single stablecoin balance across all Eco-connected chains.

  • Reduced complexity – No need for manual bridging, swapping, or asset transfers.

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For Developers

  • Never worry about source chains – Apps can access liquidity from any Eco-connected chain without ever having to worry about constructing transactions on source chains.

  • Never ask the user to switch networks – Users sign transactions once on the destination, regardless of the number of source chains the funds are going to be pulled from

  • No more gas - transactions are fully gasless without requiring any specialized 4337 infrastructure

  • Optimized execution – Transactions are automatically routed for the best cost and speed.

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Use Case Example: Bend

Bend demonstrates the power of Eco Accounts in action. In Bend, users interact with a single, abstracted stablecoin balance, without needing to know which chain they are operating on.

  • Eco Accounts manage the user’s cross-chain balance.

  • Eco Routes handle liquidity and execution.

  • Users experience a frictionless, one-click transaction process.

Accounts generalizes this model, making it available to all developers as a plug-and-play solution for cross-chain applications.

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Roadmap

Eco Accounts will roll out in 2025, following the Mainnet launch of the Eco Protocol:

  • Q1 2025: Beta testing with early adopters.

  • Q2 2025: Developer SDK release, enabling integration with third-party applications.

  • Summer 2025: Full launch alongside the ECO token and network rollout.

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Getting Started

Eco Accounts will be available to developers via a WalletConnect-like interface, making integration simple. More details on implementation, security settings, and developer tools will be available as we approach launch.

Stay updated by following Eco and checking back here for documentation on how to integrate and use Eco Accounts.