Partior is a Singapore-based blockchain network for real-time, 24/7 clearing and settlement of cross-border payments and FX, owned by the banks and investors that use it. DBS, J.P. Morgan and Temasek announced it on April 28, 2021, and Standard Chartered joined as a founding shareholder in November 2022.
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Partior does not issue a token to the public. Participating banks hold and move commercial bank money on a shared ledger, so a payment between two banks settles atomically instead of hopping through a chain of correspondent accounts. This article explains the ownership, the mechanism, the currencies live today and the limits. For the single-bank alternatives, see Kinexys and Citi Token Services.
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Partior is a shared ledger operated by Partior Pte Ltd that lets participating banks clear and settle cross-border payments and FX trades atomically, around the clock. It grew out of the Monetary Authority of Singapore's Project Ubin and describes itself as a live network for 24/7 atomic settlement and FX payment versus payment.
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The founding DBS press release said the platform would start with flows between Singapore-based banks in SGD and USD, then expand to other markets and currencies. It named three target use cases: FX payment versus payment (PvP), delivery versus payment (DvP) for securities, and peer-to-peer escrow. The founders framed Partior as a replacement for the "hub and spoke" correspondent model, where a single cross-border payment can pass through several intermediaries that each validate it.
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Today the Partior homepage lists USD, SGD and EUR as supported currencies and names DBS, JPMorgan Chase, Standard Chartered, Deutsche Bank and Emirates NBD among network users.
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Partior is owned by the banks and investors that backed it, per partior.com: DBS, J.P. Morgan and Temasek from the start, Standard Chartered from 2022, and later investors including Deutsche Bank, Peak XV Partners, Jump Trading Group and Valor Capital Group. Individual stake sizes have not been published by Partior or its shareholders.
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Partior closed an $80 million Series B on November 27, 2024, when Deutsche Bank joined as a strategic investor. The release lists Peak XV Partners, J.P. Morgan, Jump Trading Group, Standard Chartered, Temasek, Valor Capital Group and Deutsche Bank as participants. Deutsche Bank also joined as a euro and U.S. dollar settlement bank.
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The mix matters for governance. No single bank controls the network the way J.P. Morgan controls Kinexys or Citi controls its token platform. That shared ownership is the core reason competing banks are willing to settle on it.
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Each participating bank holds balances in a given currency with a designated settlement bank on the Partior ledger. When a payment is sent, the debit and credit happen in one atomic step on the shared ledger, so both sides settle at once or neither does. Smart contracts can hold funds in escrow or link two currency legs for PvP.
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In the correspondent model, each hop adds its own checks, cut-off times and fees. On Partior, the settlement bank for a currency (for example, J.P. Morgan for USD or Standard Chartered and Deutsche Bank for EUR) holds the underlying commercial bank money, and the ledger records ownership changes in real time. The 2021 announcement quoted DBS CEO Piyush Gupta saying the platform would let banks provide "real-time cross-border multi-currency payments, trade finance, foreign exchange and DVP securities settlements."
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"A shared ledger infrastructure such as the Partior platform will change the way payments are cleared and settled." Takis Georgakopoulos, then J.P. Morgan Global Head of Wholesale Payments, in the April 2021 launch release.

Partior lists USD, SGD and EUR as live currencies on its homepage. Partior's November 2024 release announcing Deutsche Bank's investment listed AED, AUD, BRL, CAD, CNH, GBP, JPY, MYR, QAR and SAR as planned additions. Live users named by Partior include DBS, JPMorgan Chase, Standard Chartered, Deutsche Bank and Emirates NBD.
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Currency expansion has run behind early targets. Standard Chartered's November 2022 release said Partior aimed to go beyond an initial slate of eight currencies (USD, SGD, GBP, EUR, AUD, JPY, CNH and HKD) by 2023. As of September 2026 the Partior site lists three. The Series B release gives the ten-currency pipeline without dates.
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Emirates NBD announced on July 14, 2026 that it was live on Partior for cross-border USD payments, the first financial institution in the Middle East, North Africa and Türkiye region to do so, and called the launch the first phase of a wider currency and corridor roadmap, per its media centre.
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Kinexys and Citi Token Services are single-bank networks: they move tokenized deposits between clients of one bank. Partior is a multi-bank network owned by several institutions, built so that payments between different banks settle on one ledger. The three are complements more than competitors, and J.P. Morgan participates in both Kinexys and Partior.
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J.P. Morgan lists its 2021 co-founding of Partior on the Kinexys timeline. A J.P. Morgan client can move deposits instantly within Kinexys, but a payment to a DBS or Standard Chartered client needs an interbank rail. Partior is designed to be that rail. Citi's platform, by contrast, connects to Citi's own 24/7 USD Clearing rather than a shared ledger (see Citi Token Services).
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Partior's reach is limited by how many settlement banks and currencies are live. Three currencies today versus an eight-currency 2023 target shows how slowly multi-bank networks grow. Every new corridor needs a settlement bank, regulatory approval and participant onboarding, and ownership stakes are undisclosed.

DBS, J.P. Morgan and Temasek, announced on April 28, 2021.
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No. It is a permissioned settlement network for commercial bank money. There is no public token.
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Its Series B totalled $80 million as of November 27, 2024.
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Humphrey Valenbreder is named CEO in the November 2024 release.
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The operating company is Partior Pte Ltd, a Singapore entity, per the Partior site.
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Ownership is described from company and shareholder press releases. Partior is private and has not disclosed stake percentages, so none are given.