Eco is for you
Learn more about the Eco app and mission below!
The Eco App
Today, digital money remains hostage to your bank’s fees, transfer limits and wait times. And payment middlemen take a cut every time you swipe your card. In Eco, you hold your money in stable cryptocurrency—guaranteed to keep its dollar value.* This way, your money skips the bank and all the middlemen. We return the savings to you, in the form of higher interest and better rewards.
* Eco holds your money in USDC by default. USDC is the stable cryptocurrency issued by Coinbase and Circle. Learn more about USDC here .
With Eco, you earn more every time you deposit and spend!
When you hold idle money in your bank, you’re earning zero. When you swipe your card, you’re paying hidden fees to multiple middlemen and exposing sensitive financial data. When you split money between five different apps, you constantly have to think about how to balance between them.
The point is: Your money used to work for you. But now it doesn’t.
We’re changing all that. Eco boosts your savings while automating your most important and predictable spending. 10x better savings return, 10x better cash-back where it matters, zero-fee money transfer (without arbitrary limits) to your friends.
This is just the beginning. As Eco grows, we’ll introduce new brands, simple spend tracking, rewards for subscription and bill payments, and referral bonuses to invite your friends! The earlier you join, the more you earn. Get early access here!
The Eco App is in beta. Access is currently limited to early waitlist users, employees at partnering companies, and their referrals. We’re expanding access every week, with first priority to waitlist members. If you haven’t joined, start there! Or if you know someone using the Eco App, ask nicely for a referral invite ;)
The app is currently available on iOS, with access restricted if you’re a resident of CT, HI, NC, NH, NY, PR, VT or VA. We’ll be releasing Android and expanding into these states later this year!
Get Early Access
The Eco Mission
Eco is, first, a new digital wallet designed to make your money work for you. With the Eco App, you can earn higher interest on your balance, and better rewards with your favorite brands.
Eco is also building a new cryptocurrency designed for spending and community ownership. Alongside the “dollar features” in the app, this new currency is designed to evolve as Eco grows, and protect user’s purchasing power over time. This is where the Eco vision leads.
With the app, the currency, and our partners, we want to put you in control of your money. First we give you a new way to move money, without the restrictions and fees imposed by banks and credit cards. Then, without those limitations, we give you easier ways to manage your money in one place. And eventually we’ll give you a radical new way to own your money and how it grows. We want you to join us on that journey.
You can read more about why we started Eco here .
We’re a growing team obsessed with bringing consumers into a new payment experience, and taking back control over money. As a team we combine decades of experience in digital payments, banking, consumer finance and financial compliance. Previously we’ve built products for companies such as Affirm , Stripe , Tesla , Uber , Bolt , Facebook , Ripple , Fiserve , (to name a few).
Want to join us? Check out our jobs page!